Education Maintenance Allowance (EMA) gives you up to £30 cash each week to carry on learning.
Education Maintenance Allowance (EMA) comes in weekly payments of £10, £20 or £30 which go directly into your bank account.
However, you will only get your money if you regularly attend and work hard on your course.
If you're eligible for EMA, the amount you receive is calculated by looking at your household income. It isn’t affected by any money you earn from part-time work, and won’t make any difference to any benefits your parents get.
On top of your weekly amount you can also receive bonuses – but only if you do well and meet the targets set by your teacher, tutor or provider.
Let’s keep things nice and simple. If you’re not already getting EMA, just check the list below. If the age, course and income descriptions apply to you, you’re likely to be eligible.
First of all you need to be 16, 17 or 18 and have left – or be about to leave – compulsory education.
You need to be enrolled on a course in England which is one of the following:
To qualify for EMA in the academic year starting September 2009, your annual household income must be below £30,810 (for tax year 2008-09).
And there’s good news if you have a part-time job – any money you earn isn’t included in your overall household income.
| Your household income (for financial year 2008-09) | How much EMA you get |
|---|---|
| up to £20,817 per year | £30 per week |
| £20,818 - £25,521 per year | £20 a week |
| £25,522 - £30,810 per year | £10 a week |
| more than £30,810 per year | no entitlement to EMA |
If you’re already receiving EMA and want to continue your course, you may be automatically eligible for the same payments during 2009/10 – even if your household income has increased.
See ‘Apply for EMA’ to find out whether you can get automatic payments under the ‘EMA guarantee’
No, EMA does not affect any other household benefits. So your parents and carers are still free to keep claiming child benefit, tax credits and so on.
If you have children, you may be able to apply for Care to Learn as well as EMA - meaning you could get extra help with childcare costs.
If you’re a parent or carer, find out more by following the link below.
Northern Ireland, Scotland and Wales have separate EMA schemes. You’ll need to apply to the EMA scheme for the country you intend to study in.