If you’re continuing with a higher education course in 2008/2009, this page will help you work out how much you could get through the Maintenance Grant or Special Support Grant. It also gives you an idea of the total help you could get with living costs through the Maintenance Grant and Student Loan for Maintenance combined.
The maximum grant is £2,835. The full grant is available to students who are continuing with a full-time course in 2008/2009, and who have a household income of £18,360 or under.
You’ll be able to get at least a partial grant if your household income is £39,305 or under.
Exactly how much is available depends on your household income - check the table below for an idea of what you’ll get.
| Household income | Amount of grant |
|---|---|
| Up to £18,360 | Full grant - £2,835 |
| £20,000 | £2,562 |
| £25,000 | £1,729 |
| £27,810 | £1,260 |
| £30,000 | £1,030 |
| £35,000 | £504 |
| £39,305 | £50 |
| More than £39,305 | No grant |
If you’re getting a higher level of Maintenance Grant, it’s assumed that you won’t need to borrow as much through the Student Loan for Maintenance. To reflect this, some of the Maintenance Grant is paid instead of the Student Loan for Maintenance.
If you get £1,260 or more of Maintenance Grant, the amount you can borrow through your loan will be reduced by £1,260.
This means that if you come from a lower income household, you’ll have a smaller loan to repay when you finish studying and start work.
The table below has some example figures to give you an idea of how much help you could get towards accommodation and other living costs through the Maintenance Grant and Student Loan for Maintenance.
| Household income | Maintenance Grant | Student Loan for Maintenance | Total for 2008/2009 |
|---|---|---|---|
| £18,360 | £2,835 | £3,365 | £6,200 |
| £20,000 | £2,562 | £3,365 | £5,927 |
| £25,000 | £1,729 | £3,365 | £5,094 |
| £30,000 | £1,030 | £3,595 | £4,625 |
| £39,305 | £50 | £4,575 | £4,625 |
| £40,000 | No grant | £4,602 | £4,602 |
You’ll be able to get 75 per cent of the maximum Student Loan for Maintenance available to you no matter what your household income is. Whether you get the remaining 25 per cent depends on an ‘income assessment’.
Unlike the Maintenance Grant, the Special Support Grant doesn’t reduce the amount you can borrow through the Student Loan for Maintenance. If your household income is £39,780 or less, you will be eligible for the full Student Loan for Maintenance - irrespective of how much Special Support Grant you get.
Any money you get through the Special Support Grant won’t be counted as income when working out your entitlement to benefits or tax credits.
The level of grant available at a particular level of income is different for students starting their first year in 2008/2009 – though the maximum grant is the same.
Follow the link below to get an idea of what’s available if you’re a new student in 2008/2009.