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Money, tax and benefits
Debts and arrears
Mortgage arrears or payment difficulties
Difficulties with paying your mortgage - what to do, who to contact and who can help
Council Tax arrears
What to do if you can't pay your Council Tax and what happens if you don't pay
Rent arrears
Falling behind with your rent - what to do, your rights as a tenant and who can help
Tax and other debts owing to HM Revenue & Customs'
What happens if you don't pay your tax bill, how HM Revenue & Customs (HMRC) can help and what to expect if they take court proceedings
Hire purchase and debt
What to do if you're having problems with a hire purchase agreement
What happens to debts when someone dies?
How different debts are paid off when someone dies, the possible effect on a jointly owned home and where to get advice
Overdrafts and other bank debts
Using overdrafts and loans to borrow money from your bank and what to do if you can't pay it back
Bailiffs and debt collectors
What happens when a bailiff or debt collector calls, what they can and can't do and your rights
Overdue utility bills
Why you should prioritise overdue utility bills, what to do about arrears and where to go for help
Dealing with loan sharks
How loan sharks work, why they're best avoided and what to do if you've already borrowed from one
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